body {
 margin: 0px 0px 0px 0px;
}

p {
 align: left;
 color: #000000;
 font-family: times new roman;
 margin: 10px 10px 10px 20px;
 font-size: 10pt;
}

h3 {
 margin-left: 15px;
}

a {
 color: #000000;

}

p.nav {
 text-align: right;
 margin: 0px 25px 0px 15px;
 
}

a.nav {
 font-size: 13pt;
 font-weight: bold;
 text-decoration: none;

}

a:hover {
 color: #554444;
 text-decoration: underline;
 
}

p.fineprint {
 font-size: 7pt;
 text-align: center;
 margin-top: 40px;
 font-family: arial;
}

p.description {
  text-align: center;
  font-size: 8pt;
  font-family: arial;
}